Solid Rewards is our loyalty program. You earn points for the things you already do in Solid, and those points move you up through three tiers with better rewards at each level.

To join, open the Rewards tab in Solid and opt in. Your points start counting from the moment you opt in, so opting in is the first step.

If you have used Solid before opting in, your earlier activity is recognized. See "Early members" below.

Every dollar you hold and every dollar you move with Solid earns you points:

Inviting friends earns cash rewards rather than points (see "Referral rewards" below).

Because vault and card balances earn points continuously, the size of your balances and how long you hold them have the biggest effect on how fast you climb.

Every member starts at Core and can climb to Prime and Ultra by earning points. Your current tier, points, and what the next tier unlocks are shown in the Rewards tab.

Cashback is paid in USDC on every card purchase at your tier's rate, up to your tier's monthly cap. For example, at Core you earn 3% back up to $50 each month. Your rate and cap rise as you reach Prime and Ultra. Cashback is credited 14 days after the transaction settles, and you can see the cashback earned on each purchase in its transaction details. See How cashback works and how to spend it.

Prime and Ultra members earn extra cashback on eligible recurring subscriptions such as streaming and music services, paid in USDC. Prime members earn 25% back on eligible services in 2 categories, and Ultra members earn 50% back on eligible services in 4 categories, capped at $50 per service per month. Pay for the subscription with your Solid card and the cashback is credited automatically.

Inviting friends pays both of you $15:

Deposits have no fees at any tier. First party bank deposits are unlimited. Third party bank deposits are capped at 4,000 per transfer.

If you used Solid before Rewards launched, your early activity gives you a head start toward Prime, so you begin closer to the next tier than a brand new member. You also receive Founding Member status, a permanent recognition of being an early supporter. You will see your starting position as soon as you opt in.

Available now: points for holding money in your vaults and on your card, spending, and swapping; cashback at every tier, paid in USDC; subscription cashback for Prime and Ultra members; referral rewards; and the head start for early members.

Coming soon: a yield boost for higher tiers, paid on top of the base yield your savings already earn.

Solid yield is available worldwide. The Solid card is available in eligible regions only. To check what is available in your country, see "Where is Solid available?"

Yes. Open the Rewards tab and opt in. Points start counting once you opt in.

As soon as you opt in. Activity before you opt in does not earn ongoing points, though early members receive a head start (see below).

No. If you were an early member, your early participation gives you a head start toward Prime, so you begin closer to the next tier from day one.

Solid Rewards runs on a new points system. Rather than carrying old balances across directly, early members get a head start toward Prime that reflects their early participation. You start ahead, not from zero.

Yes. Deposits in all three vaults, USDC, ETH, and FUSE, earn points at the same rate of 1 point per hour per $1.

Yes. FUSE deposits earn points just like USDC and ETH, so the FUSE you already hold can earn in Solid.

Yes. Your card balance earns points at the same rate as your vaults: 1 point every hour for every $1 held. For example, holding $1,000 on your card for 7 days earns 168,000 points.

Deposit more across any of the three vaults, keep a balance on your card, use your Solid card, and swap in the app. Holding balances has the biggest effect because every $1 you hold earns a point every hour.

Your friend earns $15 after signing up with your link, activating their card, and spending $75. You earn $15 per friend who completes those steps. Both rewards are paid in USDC.

Eligible recurring services such as streaming and music subscriptions, paid with your Solid card. Prime members get 25% back across 2 categories, Ultra members get 50% back across 4 categories, capped at $50 per service per month. The eligible services are shown in the app.

Cashback is paid in USDC on card purchases at your tier's rate, up to your tier's monthly cap: $50 at Core, $100 at Prime, and $200 at Ultra.

There are no card fees, no deposit fees, and no swap fees at any tier.

The card is available in eligible regions only. See "Where is Solid available?" for the current list.