What is the Solid Card

The Solid Card lets you spend your crypto globally via Visa, with up to 5% cashback in USDC depending on your Rewards tier. Available in 105 countries.

Instant Setup

Get your free virtual Solid Card directly in the app: verify your identity in about 2 minutes and your card activates. No order step, no issuance fee.

One-tap integration with Apple Pay and Google Pay on mobile. On the web app, you can add your card manually using your card details.

Solid is available on the App Store and Google Play, and as a web app at app.solid.xyz.

Global Spending

Accepted at 200M+ merchants worldwide wherever Visa is accepted, both online and in-store, across 105 countries.

Your card is issued by one of our two card program partners, Rain or Wirex, depending on your country of residence. The program is assigned automatically when you order, and the card works the same way either way.

Spend modes: Cash, Credit and Smart

You choose how your card pays for purchases, from the Spend mode setting on the Solid card screen:

Cash (live): works like a debit card. Purchases are paid from your card's Spendable balance. Nothing is borrowed and there is nothing to repay. This is the default.
Credit (early beta, Wirex cards only): each purchase is a small loan backed by your soUSD, so your savings keep earning yield while you spend. You repay whenever you want.
Smart (coming soon): not available yet. We will announce it in the app when it launches.

See Credit on your Solid card for how Credit works, limits and repayment.

Cashback

Cashback on purchases, paid in USDC. Your rate and monthly cap depend on your Solid Rewards tier:

Core: 3%, up to $50/month
Prime: 4%, up to $100/month
Ultra: 5%, up to $200/month

Credited 14 days after the transaction settles. You can see the exact cashback earned on every purchase in its transaction details. For how tiers work, see How does Solid Rewards work?

Visa Platinum Benefits

The Solid Card is issued on the Visa Platinum tier, which includes 24/7 Visa customer service, purchase protection, price protection, extended warranty, and global auto rental insurance, provided by Visa.

See Visa Platinum benefits on your Solid Card for details and how to access them.

Full Control in-App

Freeze or unfreeze your card instantly
Real-time view of transactions, including merchant, category, and cashback earned
Manage limits and activity directly in the app

Security & Control

Custody: Your funds remain in your non-custodial wallet until used for transactions.

Card management: Full visibility and control directly in-app.

FX rates: Purchases in a currency other than USD are converted to USD by your card provider. The exchange rate includes a 1.5% FX cost at every tier (1% for your card provider and 0.5% for Solid), with no separate fee charged afterwards.

Fees & Limits

Feature	Solid Card
Card issuance	Free
Top-up fee	0%
Maintenance fee	None
FX cost (non-USD transactions)	1.5% at every tier, built into the exchange rate
Transaction fee	None on standard transactions
Spending limit	Based on available balance / collateral

For every fee across the app, see Solid fees and limits: the complete overview.

Get yours

The Solid Card is available in 105 countries across Europe and the UK, Latin America, the Caribbean, Africa, Asia, Oceania, the Middle East, and the United States.

Open the Solid app to check availability in your country. If not yet supported, you can join the waitlist.

Savings is available worldwide. Even if the card is not yet available where you live, you can still create an account, get a non-custodial Safe wallet, and deposit to earn yield. We recommend depositing at least $10 to fund your first purchases, or to start earning in Savings.

For a full breakdown of where each Solid product is available, see Where is Solid available?

⚠️ Note: The Solid Card is a crypto-backed payment card. Transactions are authorized based on your available balance or collateral.