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How to deposit funds via Bank Transfer (ACH or Wire)

You can fund your Solid account directly from your bank using ACH Push or Wire transfer. Bank deposits are simple, secure, and ideal for larger amounts.

Updated over 2 months ago

What you can deposit

  • Currency: USD

  • Asset received: USDC (1 USD = 1 USDC)

  • Funds are credited directly to your Solid wallet and can be moved to Savings to earn yield.


Step-by-step: Bank Deposit

1. Open the deposit menu

  1. Log in to Solid

  2. Click Add funds

  3. Select Bank Deposit


2. Choose the amount

  • Enter the amount you want to deposit (e.g. $1,500)

  • You’ll see a clear preview:

    • You pay: USD

    • You get: USDC (1:1)

Tap Continue.


3. Select transfer type

Choose one of the available options:

  • ACH Push

    • Faster for most US banks

    • Best for standard deposits

  • Wire Transfer

    • Recommended for larger amounts

    • Same-day processing in many cases


4. Complete identity verification (KYC)

If this is your first bank deposit, you’ll be asked to verify your identity.

What to expect:

  • Government-issued ID

  • Short identity check powered by our verification partner

  • Takes only a few minutes

⚠️ Please complete the verification in one session.
If you exit early, you’ll need to restart the process.


5. Send the bank transfer

Once verified, Solid will show you the exact bank details needed to complete the transfer.

From your bank:

  • Initiate an ACH Push or Wire

  • Use the exact reference details shown in Solid

  • Send the funds


When will my funds arrive?

  • ACH Push: usually same day or next business day

  • Wire: often same day (depending on bank cut-off times)

Once received:

  • USDC appears in your Solid Wallet

  • You can move it to Savings to start earning yield immediately

Need help?

If anything looks unclear or your deposit is taking longer than expected, reach out via the in-app chat.
Our support team can help you track the transfer.

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