Effective date: August 28, 2026
Cashback is there to reward real spending. To keep the program sustainable and fair, some transaction types never earn cashback. The same exclusions apply to referral rewards.
Cashback rewards will not be issued for the following transaction types:
Cash-related transactions. ATM withdrawals, cash advances, quasi-cash reloads, money orders, traveler's cheques or other quasi-cash transactions, including through PayPal or similar services.
Cryptocurrency purchases. Direct purchases of crypto assets using the Solid card.
Gambling and betting transactions. Casino payments, online gambling, lottery tickets, and other wagering-related expenses.
Government or judicial payments. Taxes, fines, alimony, child support, or court-related fees.
Refunded or canceled transactions. Transactions that are reversed, disputed, or refunded.
Professional services and timeshares. Legal consulting, business services, and time-share purchases.
Transaction manipulation. Transactions deemed to simulate or manipulate legitimate purchases. This includes repeated identical transactions (for example, more than 10 identical payments) and accounts transacting exclusively in sub-dollar amounts. Such payments may be canceled, and accounts showing these patterns may lose access to rewards permanently.
Excluded Merchant Category Codes (MCCs). Transactions with the following MCCs are ineligible. This includes, but is not limited to:
4304 Service code of Visa
4829 Money Orders, Wire Transfer
5292 Service code of Visa
5295 Service code of Visa
5415 Service code of Visa
6010 Financial Institutions, Manual Cash Disbursements
6011 Financial Institutions, Automated Cash Disbursements
6012 Financial Institutions, Merchandise and Services
6022 State Banks
6023 State Banks
6025 National Banks
6026 National Banks, Non-Federal
6028 Unincorporated Private Banks
6050 Financial Institutions, Quasi-Cash
6051 Non-Financial Institutions: Foreign Currency, Money Orders (not wire transfer) and Travellers Cheques
6211 Security Brokers and Dealers
6529 Remote Stored Value Load, Member Financial Institution
6530 Remote Stored Value Load
6531 Payment Service Provider, Money Transfer
6532 Money Transfer, Financial Institution
6534 Money Transfer, Financial Institution
6535 Claims on Values, Financial Institutions
6536 MasterCard MoneySend
6537 MasterCard MoneySend
6538 MasterCard MoneySend Funding
6539 Transactions on financing (excluding MoneySend)
6540 Transactions on financing POI (except MoneySend)
6611 Overpayments and down payments
6760 Savings Bonds
7012 Timeshares
7399 Business Services, Not Elsewhere Classified
8664 Service code of Visa
8999 Professional Services, Not Elsewhere Classified
9034 I-Purchasing Pilot
9211 Judicial payments, including alimony and child support
9222 Fines
9223 Bail and bond payments
9311 Tax payments
9399 Government services, Not Elsewhere Classified
9401 I-Purchasing Pilot
9402 Postal services (government only)
9405 Government procurement (government only)
9411 Government loan payments
9700 Automated Referral Service (Visa only)
9701 Visa Credential Service (Visa only)
9702 Emergency services (GCAS, Visa only)
9950 Service code of Visa
9999 Service code of Visa
Solid may update this list at any time. If you are unsure whether a transaction qualifies for cashback, contact support through the app and we will check for you.