Spending Limits
Your spending limits are:
Based on your available balance or collateral
Configurable by Solid per user and per card
Dynamically adjustable at any time
Limits can be applied across the following intervals:
Per transaction
Daily (per 24-hour period)
Weekly (per 7-day period)
Monthly (per 30-day period)
Yearly
Lifetime
High-value transactions may trigger additional checks:
Transactions above ~$250,000 may require verification from Visa
Maximum single transaction limit: up to ~$750,000
Fees
Top-up fee: 0%
Maintenance fee: None
FX fee: 1% on non-USD transactions: applied via the exchange rate, not as a separate line item. This applies whenever the transaction currency is non-USD, regardless of the merchant's country.
Cross-border fee: Not charged to users. Solid absorbs this fee. Note: FX and cross-border fees are mutually exclusive, only one can apply per transaction, with a combined maximum of 1%.
International transaction fee: Covered by Solid. Not passed through to users.
Merchant Rules
The Solid Card can be used at merchants worldwide wherever Visa is accepted, except for restricted categories such as:
High-risk merchants
Gambling (depending on jurisdiction)
Unregulated financial services
Prohibited categories under network and compliance rules
Why a payment may be declined
A transaction may fail due to:
Insufficient available balance
Reaching configured limits
Merchant category restrictions
Security or fraud checks
Network-level authorization rules
Additional Safeguards
Certain merchant types may include additional protections.
Example:
Gas stations (AFD transactions):
Max 2 transactions within a 3-day period
Minimum balance check (~$175) before approval
For full details, refer to the official terms: