Spending Limits
Your spending limits are:
Based on your available balance or collateral
Configurable by Solid per user and per card
Dynamically adjustable at any time
Limits can be applied across multiple levels:
Per transaction
Daily
Weekly
Monthly
Yearly
Lifetime
High-value transactions may trigger additional checks:
Transactions above ~$250,000 may require verification
Maximum single transaction limit: up to ~$750,000
Fees
Top-up fee: 0%
Maintenance fee: None
FX fee: 1% on non-USD transactions (included in exchange rate)
Cross-border fee: Not charged separately
No additional transaction fees on standard usage
Merchant Rules
The Solid Card can be used at merchants worldwide wherever Visa is accepted, except for restricted categories such as:
High-risk merchants
Gambling (depending on jurisdiction)
Unregulated financial services
Prohibited categories under network and compliance rules
Why a payment may be declined
A transaction may fail due to:
Insufficient available balance
Reaching configured limits
Merchant category restrictions
Security or fraud checks
Network-level authorization rules
Additional Safeguards
Certain merchant types may include additional protections.
Example:
Gas stations (AFD transactions):
Max 2 transactions within 3 days
Minimum balance check (~$175) before approval
You can manage your card and view transactions directly in the Card tab of the app.
For full details, refer to the official terms: