Solid is a non-custodial financial app that lets you:
Deposit USDC/USDT
Earn yield automatically via soUSD
Spend your balance using the Solid Visa Card
Withdraw back to USDC at any time
Behind the scenes, Solid uses modern DeFi infrastructure, but abstracts the complexity away so you don't need to think about blockchains or transactions.
Solid is available on the App Store and Google Play, and as a web app at app.solid.xyz.
Why use Solid?
Solid is designed for users who want:
Better yield than a traditional bank
Full control of their funds (non-custodial)
No gas fees for everyday actions
The ability to spend globally with a Visa card
You don't need prior crypto knowledge to use Solid.
Earning yield with soUSD
When you deposit USDC into Solid Savings, it is converted into soUSD.
soUSD:
Is a yield-bearing stablecoin
Increases in value over time as yield accrues
Can be withdrawn back to USDC whenever you want
Your balance grows automatically, with no staking, locking, or manual actions required.
Getting started
Once your account is set up, we recommend depositing at least $10 to open your Savings and start earning yield right away, or to order your Solid Card and make your first purchases.
Where Solid is available
Savings is available worldwide. When you create an account, Solid automatically deploys a non-custodial Safe wallet for you, so anyone can deposit and earn yield through DeFi, from anywhere.
The Solid Card and Virtual Accounts (personal ACH/SWIFT bank details) are available only to residents of supported countries. For a full breakdown of where each Solid product is available, see Where is Solid available?