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How to top up your card balance

You can top up your Solid Card using funds already inside Solid, from an external wallet or exchange, or directly in your local currency from your bank or mobile money wallet.

Tap Add Funds on the Wallet home screen, then select Add to card.

You'll see four options. If your card is issued by Wirex, the options are different: see If your card is issued by Wirex below.


Before you start: the $10 minimum

Card deposits must be at least $10. A deposit under $10 sent to your card goes to your Solid Wallet instead and shows as Sent to Safe. Nothing is lost, but the card can't spend that money until you move it onto the card.


Option 1: Transfer from wallet/savings (Internal transfer)

  1. Tap Add Funds → Add to card → Transfer from wallet/savings

  2. Select the source:

    • Wallet (USDC)

    • Savings (soUSD)

  3. Enter the amount

  4. Tap Deposit

If transferring from Savings, Solid will convert soUSD → USDC automatically before loading the card.

Top-ups are instant.


Option 2: Send from your crypto wallet (On-chain deposit)

  1. Tap Add Funds → Add to card → Send from your crypto wallet

  2. Connect a wallet (Rabby, MetaMask, Coinbase Wallet, WalletConnect, etc.)

  3. Select the network

  4. Enter the amount and confirm

Once received, the balance updates automatically. You can follow the live status of your deposit in the app, from received to confirmed to credited.


Option 3: Share your deposit address (Manual transfer)

  1. Tap Add Funds → Add to card → Share your deposit address

  2. Copy the card deposit address or scan the QR code

  3. Send supported tokens to that address from a supported network (works from any wallet or exchange)

Once received, your card balance updates automatically.


Option 4: Cash deposit (Pay in your own currency)

  1. Tap Add Funds, then in the Fund your card sheet pick your currency under Cash deposit (tap Show more for the full list)

  2. On the Buy crypto screen, enter the USDC amount and choose your method under Pay with (Pix, bKash, GCash, SPEI, SEPA, M-Pesa, QRIS and more depending on your country)

  3. Check the rate, fees, total and limits shown, then tap Continue to payment

  4. Confirm the order, complete the one-time TransFi verification if asked, and pay from your bank or mobile money app

When the order shows Crypto Delivered, the USDC is in your card balance. Available in 16 currencies. Full list and FAQ: Deposit your local currency into Solid. Detailed walkthrough: How to deposit your local currency: step by step.


If your card is issued by Wirex

On a Wirex card there is no Transfer from wallet/savings or Move from Solid option. When you tap Add money to card, you'll see two choices: Crypto and Cash.

To move money that is already in your Solid Wallet onto the card, choose Crypto, select the token you hold in your Wallet (for example USDC) and follow the steps on screen. The $10 minimum applies.

Your Wirex card does not spend directly from your Wallet. Only the money on the card (your Spendable balance) can be used for purchases.


Tip

Your Spendable balance always appears at the top of the card screen. This is the only amount your card can spend: the total balance in the app also includes your Wallet and Savings. From the same screen you can also freeze your card, show card details, and add it to Apple Pay.

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